

Financial Services Law
Hays & Owens’ banking and financial services clients include large national diversified financial services companies, community banks, savings banks, mortgage banking companies, and other consumer financial service providers. Our services to these clients include the following:
Administrative and Regulatory: We represent clients before state and federal banking and financial regulators in application proceedings, licensing proceedings, enforcement proceedings, and other agency regulatory matters.
Rulemaking and Legislation: We represent financial services clients in agency rulemaking proceedings and legislative matters.
Transactional: We represent clients in the acquisition of banks and other financial services companies, and assist clients with branch acquisitions and expansion.
Compliance: We represent financial services clients before administrative agencies in compliance proceedings and examination matters, and assist clients in developing and strengthening regulatory and consumer compliance programs.
General business and corporate: Whether it is an issue of corporate governance, vendor contract, or employment we assist our community banking and mortgage banking clients in dealing with the day to day issues encountered by the financial services industry.
Litigation and Dispute Resolution: Our litigation team is available to represent our financial services clients with their litigation and arbitration needs.
Oil and Gas Trust Matters: We are available to advise and represent bank trust departments in connection with oil and gas interests and other natural resources that they are responsible for managing. Whether it is assisting in the negotiation of a lease, reviewing division orders, or representation in oil and gas related litigation, we can help.
- Association of Attorney-Mediators (AAM)
- Department of Banking
- Department of Savings and Mortgage Lending
- Federal Energy Regulatory Commission
- Office of Consumer Credit
- State Securities Board
- Texas Commission on Environmental Quality
- Texas Comptroller of Public Accounts
- Texas General Land Office
- Texas Public Utility Commission
- Texas Racing Commission
- Texas Railroad Commission
- Texas State Board of Public Accountancy
- U.S. Department of Housing and Urban Development
